ATM Skimming at Tourist ATMs
Skimming Devices on Bank Machines
In Indonesia, scammers install skimming devices on ATMs in high-traffic tourist spots like shopping malls in Jakarta or bank branches near Bali beaches. These devices, often in places like Denpasar's ATMs, capture card data while hidden cameras record PINs, leading to unauthorized withdrawals averaging 500,000 IDR per victim. This scam exploits the common use of foreign cards in areas with lax security.
- Choose ATMs inside bank branches in secure locations like Jakarta's central business district.
- Inspect the card slot and keypad for irregularities before inserting your card.
- Use ATMs during daylight hours and cover your PIN entry to avoid camera detection.
Fake Tour Operator Booking
Bogus Travel Agency Scams
Across Indonesia, scammers pose as legitimate tour operators on platforms like social media or street kiosks, offering discounted trips to places like Bali's beaches or Yogyakarta's temples. They take upfront payments in IDR, such as 200,000 IDR for a fake Komodo Island tour, then disappear or provide substandard services, often targeting foreigners unfamiliar with local operators like those certified by the Indonesian Ministry of Tourism.
- Book through licensed operators like those affiliated with government sites and verify with a phone call using provided local numbers.
- Check for official badges and reviews on trusted apps, avoiding street offers in tourist hubs.
- Pay with credit cards that offer fraud protection rather than cash or wire transfers.